MiraCosta College Business Department

Accounting, Business Administration, Real Estate

The best real estate investment in the past decade was found at the opposite end from trophy resorts and office towers, in 5-foot-by-5-foot lockers.

Self-storage companies, which rent units to small businesses and consumers under names such as “Uncle Bob’s Self Storage (SSS),” produced the best risk-adjusted return among 10 U.S. real estate investment trust indexes in the past decade, according to the BLOOMBERG RISKLESS RETURN RANKING. They had the highest total return and the third-lowest volatility, for a risk-adjusted gain of 10.6 percent. Owners of offices, hotels and warehouses fared among the worst, hurt by price swings.

MORE AT…http://www.bloomberg.com/news/2012-05-02/best-u-s-real-estate-with-self-storage-riskless-return.html

The votes are in! Thousands voted for their favorites, now check out the winners for best restaurants in San Diego from the Readers’ Choice Best Restaurants 2012 ballot from Ranch & Coast! http://ranchandcoast.com/INDULGE/23/DINING/3732/SAN-DIEGOS-BEST-RESTAURANTS-2012/

By MICHELLE HIGGINS NY Times

HIGHER hotel prices, airline capacity cuts and rising travel demand mean travelers will have to work harder to find a good deal in 2012. But there are plenty of online tools to help keep your vacation expenses in check. Here are 19 go-to Web sites to help you save money this year.

Looking for sales on a specific route, or just want to go somewhere cheap? AirfareWatchdog.com hunts down deals computers tend to miss, like promo codes airlines include in e-mail newsletters. It also finds sales from Allegiant and Southwest, which typically aren’t listed on major airfare search engines. You can sign up for specific fare alerts or a list of all the cheap round-trip fares from your local airport.
Where can you go for $500 or less? Kayak.com/explore will show you where you can vacation for a particular price and display the results on a map. You can narrow your search by month, region, flight length, weather or activity. Clicking on a price reveals dates the fare is available.
If you already know where you want to go, use Itasoftware.com to find the cheapest dates to fly. Click on “airfare search” in the middle of the home page, then enter your departure date and destination and select “see calendar of lowest fares.” To purchase, you must go to the airline’s Web site or online agencies like Travelocity.
more at…
http://travel.nytimes.com/2012/01/08/travel/19-web-sites-for-travel-savings-in-2012.html?src=me&ref=general

By David Coursey | Forbes

http://finance.yahoo.com/news/25-worst-passwords-2011-revealed-202955980.html
If you see your password below, STOP!
Do not finish reading this post and immediately go change your password — before you forget. You will probably make changes in several places since passwords tend to be reused for multiple accounts.
Here are two lists, the first compiled by SplashData:
1. password
2. 123456
3.12345678
4. qwerty
5. abc123
6. monkey
7. 1234567
8. letmein
9. trustno1
10. dragon
11. baseball
12. 111111
13. iloveyou
14. master
15. sunshine
16. ashley
17. bailey
18. passwOrd
19. shadow
20. 123123
21. 654321
22. superman
23. qazwsx
24. michael
25. football

The World’s 50 Most Innovative Companies

http://www.fastcompany.com/most-innovative-companies/2012/full-list

Worried about a tax audit? Don’t be a prime target. Here’s what the IRS looks for and tips to help you avoid getting singled out.

#1: You have a sketchy tax preparer
Sometimes your tax preparer is to blame for an audit. If a preparer promises unusually high refunds without asking to see proper documentation for deductions and credits, don’t be fooled, said Vincenzo Villamena, CPA and managing partner at accounting firm Online Taxman. You’re legally responsible for the information on your return no matter what a preparer tells you, so make sure to look over your return before it’s sent to the IRS.
MORE AT…http://money.cnn.com/galleries/2012/pf/taxes/1203/gallery.audit-red-flags/?iid=SF_PF_Lead

Here are two recent videos I have done that you might want to view, both linked at: www.miracosta.edu/home/ssherry

Real Estate Time Share presentation at Wyndham in Oceanside

California Real Estate Residential Purchase Agreement by Kevin Burke

Two successful former MCC students who started businesses:

Tea/Coffee shop

Mutual Fund 

Lush Coffee and Tea; www.mylushcoffee.comSonya Ziegler

Drive-thru Coffee, Loose Leaf Tea, Espresso & fresh fruit Lushies. Set right on the main drag of Vista Way/Vista Village Drive only a block from Brengle Terrace Park. Even the daily espresso beans are organic at Lush Coffee & Tea, and that takes us back to a time before pesticides and growth hormones were a pesky bother. They offer a drive-up sniff bar where travelers can inhale the nuances of various loose leaf tea before they drive away with drink in hand.

Oceanstone Fundwww.oceanstonefund.comJames Wang

Interesting article: http://finance.fortune.cnn.com/2012/03/12/oceanstone-fund-james-wang/

Oceanstone Fund is a no-load, non-diversified mutual fund for capital appreciation. Oceanstone Fund invests only in common stocks in U.S. stock market and mainly employs the strategy of growth at reasonable price. 

1. Panama

Go for the canal. Stay for everything else.

2. Helsinki, Finland
Design. Design. Design. Aesthetics fuel a new cool.

more at…

http://travel.nytimes.com/2012/01/08/travel/45-places-to-go-in-2012.html?src=me&ref=general

By Caroline Morse, SmarterTravel.com

Now that almost every flier has a smartphone, and almost every airport has charging stations to power up these devices, savvy travelers know to load up on handy apps. But which ones are the best for your entire flight process—from booking that cheap ticket to saving yourself when things go wrong? The apps below are so helpful, we suspect the airlines would prefer you didn’t actually use them.

Flyers Rights ($0.99):  Did you know that airlines are no longer legally allowed to keep you trapped on the tarmac for more than three hours during a domestic flight delay? If you had the Flyers Rights app, you would. Plus, you’d be able to log your delays in real time, using the app’s GPS system and map for future evidence. The app also gives helpful tips about what to do in the event of a delay, and specific information about your legal rights as a passenger.

SkyScanner (Free):  Airlines would rather have you book directly through their website than going through an online travel agency (OTA) like Expedia or Priceline. But who has time to search all the airline websites separately? Use Skyscanner instead, which not only scans all the major airlines’ websites for the lowest fares, but all of the OTAs as well. Search by specific date, destination, and even time, or see where you can go anytime in January for $200 with their broader search functions. You can search for flights from your airport to everywhere, and Skyscanner will return a list of destinations and prices. Skyscanner will also tell you if it’s cheaper to book one-way tickets on separate airlines rather than a round-trip on one provider, something that airlines hate.

Priority Pass (Free):  Stuck with a really long layover? Use Priority Pass to check out the airline lounges available to you at the airport. View photos and offerings before deciding if you should shell out for a pass inside, or if the regular waiting room for the plebes looks just as nice for free.

B4 You Board (Free):  No more charging $10 for a desperation in-flight meal of food. The B4 You Board app lets you order food from nearby restaurants to be delivered directly to you at your gate. Order up healthy (or just delicious) food that wasn’t reheated in the airplane galley, often for cheaper than an in-flight meal. Best of all, you’ll have way more choices than just a wrap with mystery meat.

Next Flight ($2.99):  The priciest app in our list, Next Flight can be worth its weight in gold during a snowstorm at a crowded airport. Whether your flight is canceled, delayed, or you just missed a connection, this app will show you a list of all available flights (from all carriers) for the same day and the next two days. While everyone else is waiting in line trying to get the gate agent to put them on standby, you can help yourself! No flights going out at all? The app also has a search for hotels, cabs, and car rentals.

One last word of advice. Make sure to turn your phone off when the cabin crew asks, because there’s no app to rebook after you’ve been kicked off for playing Words With Friends.